DirecFunds.com is an approved Provider of both
Real Time Payments and FedNow.

FedNow® Service Participants and Service Providers

The Federal Reserve’s FedNow Service is an instant payments infrastructure that allows participating banks and credit unions to send and receive transactions within seconds on behalf of their customers — 24 hours a day, seven days a week.

This link directs you to a page that lists participating financial institutions that are currently live on the service, as well as financial institutions serving as settlement and liquidity providers. Financial institutions that have completed testing and certification will be added to the list once they are live on the service.

Also listed are certified service providers that have completed testing certification to support payment processing for participants.

RTP® Network Participating Financial Institutions

Real Time Payment Service is your Good Funds payment service instead of using a wire. The Real Time Payment service will process your Good Funds payment 24 hours a day, seven days a week. Recipients receive their payment from this Network within seconds. An estimated 80% of U.S. Bank deposit accounts participate in the RTP Network.

The Real Time Payment Network was started by The ClearingHouse Group of banks that consist of the 25 largest financial institutions in the U.S. All of the participating financial institutions have undergone a strict review of their business and are considered a secure partner financial institution.

Click on the button below to see if your bank is a member of the Real Time Payment Network.