Built on Trust
At DirecFunds, our middleware solutions are embedded directly into trusted banking architectures. Through strategic alliances with leading financial institutions and fraud-prevention pioneers, we deliver bank-level verification and total cash-flow certainty for high-volume enterprise transactions.
Partnerships
DirecFunds builds and maintains key partnerships with the largest, most trusted financial institutions and technology providers in the United States.
By embedding our secure middleware solutions directly into banking architectures, DirecFunds provides unmatched transactional integrity and security, backed by Insured Payment Loss coverage at no additional cost to the transaction Originator.
Shaping the Future of Payments
- Partnerships
Strategic Banking & Processing Partners
U.S. Bank
U.S. Bank is the fifth-largest commercial banking institution in the United States and ranks No. 110 on the Fortune 500 list of the largest corporations in America. With over $669 billion in total assets, U.S. Bank maintains a powerful national footprint with brick-and-mortar facilities spanning 26 states. Widely recognized by financial technology experts as a progressive leader in digital transformation, the bank constantly drives innovative services to facilitate business growth. U.S. Bank serves as one of two primary Payment Processing Partnerships utilized by DirecFunds to power our Secure Messaging Middleware Software.
Capital Bank (Rockville, MD)
Capital Bank is a highly rated, publicly traded national bank operating commercial banking services on a nationwide scale. Recognized as a premier industry leader in Small Business Lending, Title & Escrow services, Credit Card Processing, and Mortgage Lending, the institution maintains strong financial standing on Wall Street, with its stock tracking near historic highs. Capital Bank is investing heavily in cutting-edge digital banking frameworks and is actively executing its strategic entry into the broader Fintech industry space.
Performance and optimization
- Improve response times
- Free Optimization
Security, Fraud Prevention & Infrastructure Partners
Early Warning Services (EWS)
Based in Scottsdale, Arizona, Early Warning Services is a premier financial technology company jointly owned by seven of the largest banks in America: Bank of America, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, Truist, and Wells Fargo. EWS operates as a specialized consumer reporting agency that monitors checking and savings account histories to mitigate fraud and financial risk for consumers and businesses alike. In addition to providing proprietary risk data to financial institutions nationwide, EWS is the owner and operator of the Zelle Network, which facilitates instant, peer-to-peer money transfers between bank accounts. DirecFunds is one of the exclusive, elite non-bank organizations granted direct access to EWS’s fraud-prevention infrastructure.
Fidelity National Financial
Fidelity National Financial is the largest title insurance underwriter in the United States and ranks among the top 200 largest corporations in America. Dominating the U.S. title insurance landscape with a market share exceeding 31.0%, its wholly owned subsidiary, SoftPro Technology, stands as the nation’s leading title processing software platform. SoftPro’s enterprise technology infrastructure was utilized to manage and execute nearly 52.0% of all real estate property closings nationwide.
Performance and optimization
- Improve response times
- Free Optimization
Our embedded banking solutions bridge the gap between high-volume transactions and bank-level verification, giving enterprises absolute certainty over their cash flow movements.
- Our Platform