Investor Information

Designed for the next generation of payments, the DirecFunds platform seamlessly supports wire transfers, RTP, and FedNow transactions. Our infrastructure is optimized for high-speed clearing, instant settlement, and real-time fraud monitoring – ensurng compliance, transparency, and operational efficiency at scale.

  • Investor Info

Compliance and Market Advantages

Compliance Infrastructure:

Automated KYC/KYB Portal

  • Fully automated KYC (Know Your Customer) and KYB (Know Your Business) onboarding system.
  • Successfully vetted by major institutions including U.S. Bank, Fifth Third Bank (5/3), PNC, and Chase.
  • DirecFunds internally automates the process, providing direct compliance, visibility and auditability.
  • Only fintech known to have independently built a compliant onboarding platform satisfying U.S. Bank’s stringent requirements for FBO accounts.

AML and EDD Policy Certification

  • Comprehensive Anti-Money Laundering (AML) and Enhanced Due Diligence (EDD) frameworks approved by major financial institutions.
  • Meets or exceeds all federal and state regulatory standards.
  • Seamlessly integrated into transaction workflows.

Shaping the Future of Payments

Exclusive Differentiators

Exclusive Data Access and Validation

  • Holds rare Level 3 access to Early Warning Services (EWS), alongside only Fidelity National, typically reserved for top U.S. banks.
  • Validates payment metadata against federal compliance and proprietary risk metrics.
  • Exclusive access to a Top 10 bank’s internal wire and RTP routing data; as traditionally banks do not permit access to such info.
  • We have established direct partnerships with industry leaders, such as U.S. Bank, which is the #1 Title & Escrow Deposit Bank, the #7 Mortgage Lender, and one of the Top 3 Commercial Banks.

This partnership provides Direcfunds access to U.S. Bank’s FBO account and TIN, enabling us bypass MTL statutes in all 50 states. Such access is granted on a very limited basis nationally.

Financial Plan & Projections

DirecFunds, LLC Investor Executive Summary: Pro Forma Financial Outlook (2025 – 2027)

Strategic Differentiators:

  • Fully automated KYC/KYB onboarding portal that meets U.S. Bank and partner bank standards.
  • Internalized compliance infrastructure removes reliance on third-party vetting.
  • Offers one of the only real-time wire services compliant with direct FBO models.
  • DirecFunds is projected to process 90% of real estate closings by 2028.
  • Incorporate Fidelity (45%) and ShortTrack (20%) penetration roadmap.

Investor Opportunity:

DirecFunds seeks capital to fund scaling efforts, expand go-to-market capabilities, and support infrastructure growth. Investment will accelerate revenue capture across the $500B+ U.S. real estate and wire transfer market. With proven compliance models, high-margin expansion potential, and a clear path to profitability by year three, DirecFunds presents a unique fintech investment opportunity.

Use Of Funds:

  • Expand engineering and compliance headcount
  • Marketing, sales, and channel partnership development
  • Infrastructure and fraud prevention scaling

Ask:   $5–$8M Series B to fund platform scaling, revenue growth, and regulatory capacity. Forecasted 4.5–6X ROI by 2027 based on pro forma projections.

 

Includes all global transaction volumes across cash, cards, digital wallets, real-time rails, wire, etc.

  • Estimated at USD 3.16 Trillion in 2025.
  • Projected to grow to 5.30 trillion by 2030
  • CAGR ~10.9%

 

The software/hardware enabling merchants/banks to accept and process payments:

  • Valued at USD 144 billion in 2024, projected to reach USD 173 billion in 2025, and nearly USD 915 billion by 2034 (CAGR ~20.3%)
  • Another source: USD 79.6 billion in 2024, growing to USD 161.9 billion by 2030 (CAGR ~12.6%)
  • Regional growth: North America dominated US$67.7 billion in 2024; Asia-Pacific fastest growing

 

Encompasses wallets, bank transfers, fraud tools, POS, gateways, etc.

  • Digital payment market: USD 124.5 billion in 2024, forecast to hit USD 462.7 billion by 2033. (CAGR ~14.2%)
  • Payment service providers (PSPs): USD 40 billion in 2019 → USD 88 billion by 2027
  • Payment gateway subset: USD 26.7 billion in 2024, expanding at ~12.6% CAGR

 

  • In 2023, global payments processed an estimated 3.5 trillion transactions, generating ~USD 2.3 trillion in industry revenue
  • Real-time payments volume (like RTP, FedNow, UPI) expected to exceed 500 billion transactions globally by 2027, up from ~195 billion in 2022
  • News

Industry News

Gobal Payments Industry – Total Addressable Market (TAM)